Fuel Your Flip. Ignite Your Profits.
Mortgage Lender for Real Estate Investors
Flip Fuel Lending provides real estate investors with financing for value-add projects and long-term rental properties. As a mortgage lender company, we offer loan options designed to help investors fund acquisitions, renovations, and rental properties with financing built around their investment goals.
About Us
FlipFuel Lending is a private lending company, built by investors for investors. We understand the speed and flexibility real estate investors need to close deals fast. Our financing options include fix-and-flip bridge loans, new build construction loans, single rental loans, and rental portfolio loans.
How It Works
Fast lending processes
We review deals and underwrite in hours—not days—so you can move fast and stay competitive.
Hassle-free
We simplify construction draw requests with fast reviews and minimal red tape.
Easy digital platform
Submit your application and documents securely through our user-friendly portal—100% online.
Dedicated support
A real person is assigned to your deal to guide you from quote to close.
Personalized pricing
Your rate and terms are customized based on experience, credit score, and liquidity.
Trusted industry leader
With a background in investing and lending, we’ve funded millions in real estate projects and built a reputation for reliability.
Our Services
Rental Portfolio Loan
Rental Portfolio Loan options let investors consolidate multiple rental properties, requiring no tax returns, 680 FICO minimum, 80% LTV, with rates from 5.39%.
Construction Loans
Finance ground-up construction or land acquisition with our Construction Loan,flexible draw schedules, up to 90% LTC, and rates starting at 8.99%.
DSCR Rental Loan
Purchase or refinance rental properties with our DSCR Rental Loan—no W-2s or tax returns required. Rates starting at 5.39%.
Bridge Loan
Get flexible Bridge Loan financing for stabilized or recently renovated properties with no experience required. Rates starting at 8.49%.
Fix & Flip Loan
Acquire and renovate investment properties with our Fix & Flip Loan—no prior experience required, up to 100% rehab financing, and rates starting at 8.49%.
What Our Client Say
Michael R., Charlotte, NC
"Fast, reliable, and professional—exactly what every real estate investor needs!"
Jasmine T., Raleigh, NC
"FlipFuel Lending helped me close in 7 days when other lenders dragged their feet. Total game changer!"
Anthony L., Greenville, SC
"They funded 100% of my purchase and rehab. The process was smooth and the terms were clear. Highly recommend."
Brian W., Columbia, SC
"Wendell and the FlipFuel team are true pros. They understand investors and structure deals with growth in mind."
Kayla M., Atlanta, GA
"I’ve worked with several lenders—FlipFuel is by far the most efficient and investor-friendly."
Derek P., Wilmington, NC
"As a first-time flipper, they guided me every step of the way. Got funded with no headaches!"
Sonia G., Charleston, SC
"I appreciated the transparency and communication throughout. No hidden fees, just straight talk and fast money."
Eric D., Charlotte, NC
"Got a great rate, super responsive team, and a true partner for my flips. Will be back for my next deal."
Frequently Asked Questions
1. What kinds of loans does FlipFuel offer?
- Fix & Flip loans: short-term purchase-plus-renovation financing (12–18 months).
- Construction loans: funds for new builds or major rehabs.
- Bridge loans: transition capital for quick-close or light rehab acquisitions.
- DSCR Rental loans: income-free verification, cash flow–based loans on
rental properties with up to 30-year terms. - Rental Portfolio loans: blanket financing for 5–20+ properties with
consolidated payments.
2. What are the basic product terms and rates?
- Fix & Flip: starting around 8.99%, up to 90% LTC or 100% rehab, 12–18-month terms.
- Rental/DSCR: rates start in the mid-5% range with fully amortizing or ARM options up to 30 years.
- Portfolio loans: structured to scale across multiple properties.
- Construction and Bridge: intermediary solutions with terms and pricing tailored to project scope.
3. Do I need experience to qualify?
No. FlipFuel Lending evaluates each real estate investment project on its own merits. Prior fix-and-flip experience is not required, and you may still qualify when the projected ARV and proposed rehab plan support the project.
4. Is income documentation required?
For DSCR-based rental loans, no income or W-2 documentation is required, with underwriting based on projected rental cash flow. Fix-and-flip and bridge loans focus on property-based metrics such as ARV and LTC rather than personal income.
5. What credit score is required?
Typically, a FICO score of around 660 or higher is standard for qualification. In some cases, borrowers with lower scores may still qualify, depending on the project details and borrower history.
6. What types of properties are eligible?
Eligible property types include:
- Single-family rentals, 2–4 unit buildings
- Warrantable condos, townhomes, small multifamily units
Properties must be non-owner-occupied residential; commercial uses are not eligible.
7. What is the minimum and maximum loan amount?
- Fix & Flip loan amounts generally range from $50K to $3MM.
- DSCR and Portfolio products typically start at $75K, with maximums up to $2.5MM or more depending on portfolio value.
8. Are there prepayment penalties?
There are no prepayment penalties on our Fix & Flip, Bridge and Construction Loans. For rental property loans, depending on the terms, their may be prepayment penalties, but these terms can be flexible in that aspect.